Alkami and MANTL expand lending partnership with Embers Credit Union

By Puja Sharma

MANTL Loan Origination momentum builds as Michigan-based credit union expands its relationship with MANTL to modernise lending and create one connected experience for deposits and loans

Alkami Technology, a digital sales and service platform provider for financial institutions in the U.S., announced that Embers Credit Union (Embers), a Marquette, Michigan-based credit union, is live with MANTL Loan Origination. The launch supports Embers’ goals of increasing lending automation, improving operational efficiency, and delivering a more streamlined experience for borrowers and loan officers.

The launch expands Embers’ relationship with MANTL, which already supports Retail Account Opening online and in-branch. To date, Embers has raised nearly $28 million in deposits through the MANTL Platform, with account opening averaging approximately five minutes across its physical and digital banking channels.

“Within our pilot group, MANTL has reduced the time our loan officers spend on credit card applications by up to half, making them more efficient and giving them more time to focus on the member in front of them,” said David Black, executive vice president and chief operating officer at Embers Credit Union. “This partnership with MANTL promises to help us transform lending at Embers as we add additional loan products to the Platform—simplifying the member experience and making it easier to meet our members and their borrowing needs where they are. We’re also focused on improving our employee experience, and MANTL Loan Origination will enable us to do that through its intuitive and streamlined interface.”

Embers was part of the initial development partner cohort that collaborated with MANTL to expand its Platform to consumer lending. The cohort included more than 10 forward-thinking financial institutions that provided structured feedback, challenged legacy lending assumptions, and informed product design and functionality throughout development.

“Embers’ launch of MANTL Loan Origination is an incredible milestone for Alkami and a meaningful step forward for the lending industry as a whole,” said Benjamin Conant, chief product officer at Alkami. “As an early development partner, Embers helped ensure we built a Platform that was intuitive for employees, seamless for borrowers, and aligns with the way credit unions serve their members. Their feedback continues to shape MANTL Loan Origination as it evolves, demonstrating how close collaboration can turn real-world insight into a modern lending experience.”