KiyaAI, Merchant Finance team up for Core Banking Modernisation in Fiji

By Puja Sharma

KiyaAI, a leading provider of digital banking and financial technology solutions, has partnered with Merchant Finance to upgrade its core banking and lending systems in Fiji. This collaboration marks a significant step towards advancing digital financial services in the region.

This marks one of the first cloud-enabled core modernisation initiatives in Fiji’s NBFC sector.

The partnership highlights KiyaAI’s growing presence across emerging markets and its ability to deliver integrated, future-ready platforms that enable financial institutions to transition into agile, digital-first organisations.

As part of this engagement, Merchant Finance will implement KiyaAI’s Core Banking and Lending Suite, enabling a shift from legacy systems to a unified, cloud-enabled platform. The modernisation is expected to enhance operational efficiency, strengthen lending capabilities, and deliver seamless digital experiences across customer touchpoints.

The platform will support Merchant Finance in:

• Streamlining end-to-end lending and banking operations
• Enhancing speed and efficiency of credit processing and customer servicing
• Enabling digital access across web and mobile channels
• Building a scalable foundation for future growth

Commenting on the partnership, said Veilawa Rereiwasaliwa, CEO of Merchant Finance said, “We are quite excited about the new capabilities that the KiyaAI system will bring to Merchant Finance. They have strong automation and analytical capabilities which we will use to improve how fast we serve our customers. This is a key part of our customer value proposition. We also plan to improve our existing product features and roll out new products and services after we implement our new system”.

Rajesh Mirjankar, Managing Director & CEO, KiyaAI added, “Partnering with Merchant Finance is a testament to the growing demand for next-generation banking technology solutions across the Pacific Islands. Our Core Banking and Lending Suite have been purpose-built to give financial institutions the agility and intelligence they need to compete in today’s digital-first environment. We are excited to support Merchant Finance on this transformational journey and are confident that this implementation will send a new benchmark for banking excellence in Fiji”.

The transformation is expected to support Merchant Finance in expanding its service capabilities while contributing to greater financial inclusion across the region.

This engagement further reinforces KiyaAI’s position as a trusted technology partner for financial institutions globally, combining deep domain expertise with next-generation digital banking capabilities.