FINBOURNE Technology, Alkymi launch real-time credit monitoring

FINBOURNE Technology has partnered with Alkymi to launch an integrated credit risk monitoring solution aimed at improving oversight across private credit portfolios.

The joint offering combines FINBOURNE’s data management and analytics infrastructure with Alkymi’s AI-powered document ingestion and monitoring capabilities. The platform is designed to help asset managers, lenders, and asset owners identify early signs of credit deterioration by integrating borrower documents, financial performance data, and covenant tracking into a single, real-time environment.

Private credit monitoring has traditionally relied on manual workflows and periodic reporting, often resulting in delayed identification of covenant breaches or emerging risks. The integrated solution seeks to address this gap by enabling continuous monitoring of borrower reporting obligations, automating document processing, and flagging potential issues before formal breaches or defaults occur.

Through Alkymi’s technology, firms can automate the collection and verification of borrower deliverables, track covenant compliance across complex portfolios, and reduce operational workloads. FINBOURNE’s platform, meanwhile, provides bi-directional connectivity with portfolio management and risk systems, supports flexible data models for diverse credit structures, and maintains full data lineage with bi-temporal accuracy to support audit and regulatory requirements.

The combined system creates a unified data layer where borrower documentation, financial metrics, and covenant calculations flow across front-, middle-, and back-office functions, offering a single source of truth for investment operations.

“Private credit teams need infrastructure that can operate at the speed and scale of the market,” said Gareth Evans, Chief Product Officer at FINBOURNE Technology. “By combining Alkymi’s document intelligence with FINBOURNE’s unified data platform, we’re giving credit professionals the real-time visibility and operational control they need, with the data quality, lineage, and auditability that modern risk management demands.”

Harald Collet, CEO of Alkymi, noted that growing portfolio complexity and documentation requirements are placing pressure on operational and risk teams. “By partnering with FINBOURNE, we are combining best-in-class data management with AI-driven automation to give investment managers faster, more reliable insight into their portfolios while strengthening governance and control,” he said.

The partnership reflects a broader industry shift as private credit markets expand and investors seek more robust infrastructure to manage operational risk, enhance transparency, and support proactive portfolio oversight. As the asset class matures and regulatory scrutiny increases, real-time data integration and automation are becoming critical to scaling private credit operations efficiently.