The Monday Roundup: what we are watching this week | Jan 5th

By Puja Sharma

The Monday Roundup sets the scene for the week’s biggest news stories, industry deals, and upcoming events. For Prime subscribers only.

Crypto Infrastructure Grows Up in Europe

Canadian payments processor Nuvei has obtained a Crypto-Asset Service Provider (CASP) licence under the EU’s Markets in Crypto-Assets (MiCA) regulation, alongside a payment institution licence. These approvals allow the company to expand regulated crypto services—including storage, transfers, and exchanges—across EU member states. The payment institution licence further enhances its offerings by enabling electronic money token (EMT) services.

With these licences, Nuvei aims to deliver simple, accessible crypto solutions for retail users and advanced settlement, acceptance, and blockchain-based fund movement for businesses. Founded in 2003 by CEO Philip Fayer, Nuvei already supports over 150 currencies and 720 alternative payment methods worldwide. The new regulatory approvals mark a significant step in its European growth strategy, complementing its recent expansion in the Asia Pacific through the acquisition of Paywiser’s Japanese subsidiary.

TRON DAO has completed a strategic blockchain infrastructure integration with Revolut, enabling the global FinTech to support TRX staking and stablecoin transactions directly within its app for customers across the European Economic Area (EEA).

Under the integration, Revolut users can stake TRX, the native token of the TRON network, access stablecoin remittances, and convert fiat currencies to stablecoins at a 1:1 rate, according to the companies. The services are now live across all 30 EEA markets. The move places TRON at the centre of Revolut’s “Crypto 2.0” initiative, which aims to expand the platform’s digital asset capabilities using institutional-grade infrastructure. For Revolut, which serves more than 65 million customers globally, the integration strengthens its ability to offer crypto-native services within a regulated FinTech environment as European markets prepare for full implementation of the EU’s Markets in Crypto-Assets (MiCA) framework.

The partnership allows Revolut customers to participate in TRX staking without leaving the app, using TRON’s Delegated Proof-of-Stake model. The companies said the setup is designed to remove the operational complexity typically associated with staking, while enabling participation in network governance. In addition, TRON’s network will support fast, low-cost stablecoin transfers, a use case that has become increasingly relevant for cross-border payments and remittances.

AI-Native Platforms Attract Fresh Capital

DigitalXForce, a provider of AI-native GRC and enterprise security risk posture management solutions, secured $5 million in strategic funding, boosting its valuation to $100 million. The round saw continued support from seed investors Innovating Capital and Kapital.io, alongside new strategic backers. The company’s platform replaces outdated audit-focused tools with real-time, automated risk operations, enabling enterprises to manage compliance, cybersecurity, and business risks through a unified framework.

At the core is X-ROC™ (Risk Operations Centre), which continuously monitors cyber, compliance, third-party, and operational risks, validating controls in real time and prioritising remediation using AI-driven scoring. The fresh capital will fuel expansion across North America, Europe, the Middle East, and APAC, while enhancing predictive risk modelling, automated control testing, and evidence mapping. CEO Lalit Ahluwalia emphasised that DigitalXForce is redefining GRC as a living, operational discipline, positioning itself to lead the next era of AI-powered risk management.

Prosperr.io, a Bangalore-based FinTech SaaS startup, has raised $4 million in seed funding to scale its AI-powered tax management platform. The firm focuses on simplifying tax compliance and optimisation for individuals and enterprises. The round was led by Jungle Ventures, with participation from Yatra Angel Network, Sadev Ventures, and other strategic investors, bringing the company’s total funding to $5.55 million. Prosperr.io has shown strong traction, achieving 5x revenue growth, 80% consumer retention, and 100% enterprise retention since its last raise. Its platform integrates AI into compliance, deduction, and reimbursement workflows, offering solutions like the Flexi Benefit Plan and Super Saver Plan to streamline tax, savings, and compliance. The new capital will accelerate product development, strengthen B2B sales, and expand into adjacent areas such as wealth management. Jungle Ventures highlighted Prosperr.io’s role in modernising tax infrastructure, addressing complexities in multi-stream income and global business operations.

What is the Buzz

The RBI’s latest Financial Stability Report (FSR) highlights India’s resilient financial system while pointing to emerging risks, with FinTech innovation playing a growing role in shaping stability.

The Reserve Bank of India (RBI) released its biannual Financial Stability Report (FSR) in January 2026, assessing the health of India’s economy and banking sector. The report notes that sovereign debt remains sustainable, aided by favourable interest rate-growth dynamics and low foreign currency liabilities. Scheduled Commercial Banks (SCBs) show strong capital buffers, improved asset quality, and double-digit growth in deposits and credit. Stress tests confirm banks can withstand severe shocks, underscoring systemic resilience. However, the RBI cautions against over-optimism driven by artificial intelligence and global market spillovers, which could mask vulnerabilities.

From a FinTech perspective, the report underscores how digital innovations—such as AI-driven credit scoring, blockchain-based settlements, and mobile-first payment ecosystems—are reshaping financial intermediation. While these tools enhance efficiency and inclusion, they also introduce new risks around cybersecurity, algorithmic bias, and regulatory oversight. The FSR suggests that FinTech firms must align with prudential norms to avoid amplifying systemic shocks. Overall, the report positions India’s financial system as robust but emphasises the need for balanced FinTech growth, ensuring innovation supports stability rather than undermines it.