Extend expands to all cards for SMB spend control

By Vriti Gothi

Extend has broadened its spend and expense management platform to support virtually any credit card across the three major card networks, a move aimed at giving small and mid-sized businesses (SMBs) greater flexibility and centralised control over company spending.

The New York-based FinTech said the update allows businesses to connect all of their existing company cards to Extend, regardless of issuing bank. The platform provides a unified dashboard for spend visibility and automates expense tracking, categorisation, and reconciliation through AI-driven tools, an area where many SMBs still rely on fragmented card programs or manual workflows.

“Businesses shouldn’t have to overhaul their financial infrastructure just to gain visibility and efficiency,” said Andrew Jamison, CEO and Co-Founder of Extend. “By enabling nearly any bank credit card to connect with Extend, we’re eliminating the barriers that keep companies tied to manual, outdated processes.”

Expense management tools have become increasingly important for SMBs amid rising operational costs, distributed teams, and more complex payment ecosystems. Extending card-agnostic support positions the platform to capture a broader segment of the SMB market, where finance teams often use a mix of cards and lack automated reconciliation systems.

Users can now consolidate card activity from any bank, maintain their preferred card programs and rewards, and automate receipt capture and matching. For customers whose banks partner directly with Extend, the platform also layers deeper spend controls and virtual card capabilities on top of existing card programs.

“This update is a pivotal step in our mission to democratise modern payment experiences,” Jamison said. He added that the goal is to offer SMBs an out-of-the-box, AI-powered alternative to manual expense workflows.

The expansion underscores a growing trend among FinTech platforms seeking to integrate more tightly with existing financial infrastructures rather than replacing them a strategy that continues to resonate with SMBs seeking flexibility without sacrificing established banking relationships.