Bettr launches AI-powered financing for eCommerce vendors

By Vriti Gothi

Bettr, a provider of embedded financing and technology solutions under Ant International, has launched its AI-powered accounts receivable financing platform, designed to deliver rapid, secure working capital access to global eCommerce vendors ahead of the year-end retail surge.

The new solution directly addresses a critical challenge for online vendors: the need for fast, flexible, and reliable funding to manage inventory expansion, marketing initiatives, and operational costs during peak sales periods. By harnessing advanced artificial intelligence and machine learning, Bettr’s platform offers a seamless, automated financing experience tailored to the dynamic needs of eCommerce businesses.

Quan Yu, General Manager of Credit Services, Ant International, said, “Our goal is to give the vendors the financial agility they need to capitalise on a massive opportunity. By integrating our alternative data-powered credit assessment and risk management directly into the eCommerce ecosystem, we can quickly approve and disburse funds. This is a game-changer for small and medium-sized businesses looking to scale quickly and meet demand.”

At the heart of the platform is an intelligent framework that balances operational efficiency with rigorous security. The AI system analyses real-time business data sourced from eCommerce platforms, including invoices, sales history, and customer ratings, to generate precise, vendor-specific credit risk assessments. This approach enables Bettr to offer financing solutions tailored to each vendor’s unique requirements, while maintaining competitive rates and a streamlined application process.

Security and compliance are core pillars of the solution. The AI continuously monitors transactions, identifies and prevents fraudulent activity, and provides ongoing risk evaluation. This combination of speed and proactive risk management allows vendors to scale their operations confidently, with assurance that financial integrity and platform compliance are upheld.

With this launch, Bettr reinforces its commitment to enabling digital financial transformation across the global eCommerce ecosystem, providing vendors with tools to accelerate growth, optimise working capital, and navigate peak retail periods with confidence.