Silverflow and Deutsche Bank launch payments platform in Europe

By Vriti Gothi

Silverflow, a payment processing innovator has partnered with Deutsche Bank, to launch, cloud-native payments platform across Europe.

The collaboration enables transaction banking, empowering merchants with unprecedented speed, automation, and scalability while reinforcing Deutsche Bank’s commitment to delivering customer-centric financial services.

Designed for the needs of modern commerce, the joint solution seamlessly integrates Silverflow’s API, cloud-based platform, with Deutsche Bank’s acquiring and treasury capabilities. Since going live, the platform has delivered measurable performance improvements. Merchant onboarding times have been reduced, while authorisation rates have remained consistently high even during peak volumes, ensuring uninterrupted merchant revenue and reduced transaction failures.

Silverflow’s infrastructure facilitates flexible card acquiring, real-time data access, and instant BIN configuration. Combined with Deutsche Bank’s acquiring services and optional PSP and cash management solutions, the result is a tailored, intelligent offering that empowers merchants to control settlement cycles, transaction fees, and risk settings with greater precision and visibility.

Deutsche Bank’s corporate clients now benefit from instant access to Silverflow’s merchant chargeback API, automating dispute resolution workflows and eliminating manual bottlenecks. The impact has been tangible: customer complaint volumes have decreased significantly, operational overheads have dropped, and early adopters are reporting streamlined reconciliation, transparent payment flows, and responsive, unified support as key reasons for transitioning away from fragmented, multi-provider stacks.

Kilian Thalhammer, Global Head of Merchant Solutions at Deutsche Bank, said, “Our partnership with Silverflow has reinforced our acquiring product with unprecedented agility, delivered prompt dispute resolution and enabled us to offer a unified banking, treasury, and payments service that clients are already adopting,” he said.

Robert Kraal, Co-Founder of Silverflow, said, “By integrating our API-first, cloud-native platform, Deutsche Bank onboarded merchants in record time, maintained stellar authorisation rates above industry benchmarks, and automated chargeback flows to close disputes proving that modern payments infrastructure transforms banking operations.”

With core banking, acquiring, and treasury services now consolidated under a single platform, Deutsche Bank has successfully positioned itself as a holistic, technology-first provider—attracting interest from businesses seeking a one-stop solution to streamline and future-proof their payment operations.

Looking forward, Deutsche Bank and Silverflow are committed to evolving the platform with a focus on intelligent automation, real-time decisioning, and data-driven insights. Planned enhancements include advanced analytics dashboards for actionable transaction intelligence, real-time reconciliation tools to accelerate financial closes, dynamic routing across multiple card networks to optimize processing economics, and machine-learning powered fraud controls. These innovations will further elevate authorisation performance, reduce costs, and provide merchants with an unmatched level of control over their payment ecosystem.

Together, Silverflow and Deutsche Bank are not just launching a new platform—they are shaping the future of digital payments in Europe and beyond.