Getepay granted RBI nod to operate as Online Payment Aggregator

By Gloria Methri

Getepay, a digital payments and merchant services platform, has received final authorisation from the Reserve Bank of India (RBI) to function as an Online Payment Aggregator (PA) under the central bank’s regulatory framework. This makes Getepay the first FinTech from Rajasthan to secure this license.

Since its inception, Getepay has onboarded over 1.5 million merchants, serving a broad range of businesses including kirana shops, eCommerce stores, education institutions, service providers, and small manufacturers. With a strong focus on small and medium-sized enterprises (SMEs), the platform offers simplified digital payment solutions aimed at improving access and security.

With the RBI licence now in hand, the company plans to expand nationally, strengthen its product offerings, and bring more small businesses, particularly from Tier 2, Tier 3, and rural areas, onto its unified digital commerce platform.

Pravin Sharma, Founder and CEO of Getepay, said, “This is more than just a regulatory milestone; it’s a validation of our unwavering commitment to building a truly inclusive digital economy. We started Getepay with the belief that every small merchant in India, whether in a remote village or a bustling city, deserves access to simple, secure, and scalable digital tools. With this RBI licence, we are now ready to deepen that impact, scale across Bharat, and empower MSMEs with not just payments but complete commerce enablement.”

Angel investor Mahavir Pratap Sharma added, “Getepay isn’t just another FinTech — it’s grounded in Bharat and solving real, structural problems. The RBI licence reinforces their credibility, and I believe Getepay is poised to become a key force in reshaping how small merchants participate in India’s digital economy.”

Strategic Priorities Going Forward:

• Merchant Enablement: Expansion of services to include digital storefronts, inventory tools, GST billing, and business management solutions tailored for grassroots entrepreneurs.

• MSME Formalisation: Plans to support the digital formalisation of over 10 million micro and small businesses, potentially contributing to broader GDP growth from the informal sector.

• Job Creation: The growth of agent networks and support teams is expected to generate significant employment, both directly and indirectly, across the country.

• Inclusive Growth: The platform aims to support women-led businesses, rural entrepreneurs, and micro-merchants by enhancing access to digital financial services.

• Technology Adaptation: Built for low-bandwidth regions, the platform is language-agnostic, mobile-first, and lightweight to ensure broader accessibility.

With regulatory clearance now secured, Getepay is positioning itself to play a larger role in shaping India’s evolving digital commerce ecosystem.