myPOS and YouLend unite to offer working capital for French SMEs

By Gloria Methri

European FinTech platform myPOS has partnered with embedded finance provider YouLend to roll out a new revenue-based funding service for small and medium-sized enterprises (SMEs) in France. The collaboration marks a significant step in expanding flexible, fast-access financing options across Europe.

Through the partnership, eligible myPOS merchants can now access working capital directly from the myPOS platform, with repayments structured as a fixed percentage of daily card takings. This approach eliminates traditional loan repayment rigidity, offering business owners a more manageable and adaptive funding experience.

The service is available to myPOS clients who meet specific criteria, including maintaining active merchant status for at least 12 consecutive months. Qualified merchants can apply and receive funds within a single business day.

“After the opening of our third French showroom in Lyon, myPOS is further strengthening its commitment to supporting merchants across France,” said Tony Stoychev, Director of Lending Services at myPOS. “The new partnership between YouLend and myPOS equips entrepreneurs with the resources they need to succeed. By joining forces, we’re delivering faster, more flexible solutions that enable business owners to focus on growth rather than navigating complex financial processes.”

YouLend, known for powering embedded financing solutions for leading global eCommerce and payments players, sees this partnership as a gateway to broader European reach.

“We are excited to help augment the core offerings of myPOS by providing a world-class financing solution for their merchants in France, and soon many other markets,” said Luuk Visschedijk, Head of Global Partnerships at YouLend. “By working together, we are not only simplifying the financing process but also empowering business owners to make smarter financial decisions and focus on scaling with confidence.”

Following the launch in France, myPOS and YouLend plan to expand the offering to additional European markets. The initiative aims to bolster SME growth across the continent by improving access to capital and consolidating financial services into an all-in-one platform.