SMEs are the backbone of the Middle East and Africa’s economy, making up over 90% of all businesses, yet they remain significantly underserved by traditional banks. With a $ 331 B+ financing gap in Africa alone, the opportunity to transform SME banking is unprecedented.
Banks that embrace digital innovation, AI-driven lending, and embedded finance can unlock new revenue streams while delivering tailored, agile services. It’s about more than inclusion; it’s a chance to build long-term, profitable partnerships.
From data-driven credit to integrated APIs and personalized service bundles, SME banking is evolving fast. The future belongs to those who innovate now. Are banks ready to lead this transformation?