The Rise and Rise of “Real-Time” In Payments – Are Banks Ready?

Consumers have a plethora of payment options today, from traditional methods to emerging digital options such as digital wallets and apps. While a customer might use the options in a varied manner, the expectation remains the same – that their funds are sent and received in real time. Regulations and demand from customers across Europe have propelled the growth in real-time payments (RTP). However, many European banks are still lagging in implementing a robust RTP infrastructure due to a dependence on legacy payment systems.

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