Digital transformation is a business necessity. From enhanced customer experience and improved efficiency to increased profitability, industries across the globe are redefining business models by embracing digital transformation – and banking is no exception. Global banks are in various stages of their digital transformation journey, with only 40% having completed implementation. However, the road to transformation is not easy, and according to reports, 75% of digital transformation programmes fail to generate returns on investment. In this whitepaper, Expleo and IBS Intelligence explore the challenges to watch out for when undertaking a digital transformation journey and how to overcome them.