BPC introduces BPC Payments to enable real-time transactions

BPC has introduced BPC Payments, a new business line aimed at enabling real-time money movement and digital commerce across Latin America through a single, integrated platform for pay-ins, pay-outs and transaction management.

The launch builds on the company’s existing footprint in key regional markets, including Colombia, Mexico and Peru, where its banking and eCommerce solutions are already deployed. With BPC Payments, the firm is consolidating its capabilities into a unified offering designed to address fragmentation in payment infrastructure across the region.

At the core of the new platform is SmartVista, BPC’s cloud-native processing system, which supports card payments, bank transfers, alternative payment methods, QR transactions, digital wallets and instant disbursements via a single API. The platform integrates fraud management, compliance controls and security features, alongside tools to tailor payment experiences across channels and devices.

The company said the solution is designed to support a broad set of use cases spanning digital commerce platforms, marketplaces, financial institutions and regulated sectors such as lending and gambling. It also provides merchants with capabilities such as smart authorisation, real-time fraud monitoring, 3D Secure authentication and transaction analytics, alongside compliance support as a PCI DSS-certified provider.

The move reflects a wider shift in Latin America’s payments ecosystem, where demand is rising for real-time, interoperable and locally adapted payment solutions. Businesses in the region are increasingly seeking to reduce reliance on multiple providers while improving transaction success rates and operational resilience.

“BPC Payments was launched to answer a clear market need – businesses across Latin America want faster, more reliable ways to accept, move and manage money without integrating together multiple fragmented providers,” said Vasily Grigoriev, EVP, Managing Director BPC Processing, BPC. “What makes this launch powerful is the technology behind it. BPC’s cloud-native processing platform is already proven at scale globally, and now we are bringing that backbone together with a dedicated payments proposition tailored to high-growth sectors in LATAM.”

Beyond core processing, BPC Payments includes developer-focused tools such as sandbox environments and integration resources, enabling businesses to test and deploy payment features more efficiently. The platform also supports functionalities including pay-by-link, peer-to-peer payments, recurring billing, refunds and messaging-based payment interfaces.