FOXAI, Axe Finance partner to drive AI-led lending

FOXAI has partnered with Axe Finance to accelerate digital transformation across the banking and lending sectors in Vietnam and Laos, as financial institutions in Southeast Asia intensify investments in AI-led modernisation.

The collaboration brings together FOXAI’s capabilities in AI deployment and technology transfer with Axe Finance’s modular lending platform, Axe Credit Portal, which spans the full credit lifecycle from origination and underwriting to servicing and compliance. The companies said the partnership is designed to deliver implementation-ready solutions tailored to the operational and regulatory realities of emerging markets.

The initiative will initially focus on Vietnam and Laos two markets experiencing rising demand for digital lending infrastructure amid broader financial sector digitisation. Banks in these regions are increasingly prioritising automation, enhanced risk analytics, and faster product rollout to remain competitive.

The partnership aims to address these requirements by enabling lenders to streamline credit workflows, improve underwriting accuracy, strengthen compliance frameworks, and reduce operational costs. By combining AI-driven analytics with end-to-end lending systems, the firms intend to support more efficient and scalable credit operations.

Anh Do Tuan, Business Development Manager for Vietnam at Axe Finance, stated, “Vietnam’s banking sector is undergoing a critical phase of digital acceleration. Through our partnership with Fox AI, we are combining global lending technology expertise with strong local digital transformation capabilities to deliver tangible impacts for banks and credit institutions.”

Lê Viết Trường, Chief Executive Officer of FOXAI, added, “At Fox AI, our mission is to deliver professional digital transformation solutions that minimise costs and maximise operational efficiency for banks and financial institutions. Partnering with Axe Finance strengthens our ability to bring advanced, AI-driven innovation directly into the lending ecosystem in Vietnam and Laos.”

The partnership underscores a broader trend across Southeast Asia, where banks and non-bank lenders are increasingly adopting AI and modular platforms to modernise legacy systems. As competition intensifies and regulatory expectations evolve, such collaborations are becoming central to improving efficiency, expanding credit access, and supporting sustainable growth in emerging financial markets.