IBS Intelligence is proud to bring you the 2026 edition of the Annual IBSi Digital Banking Awards - Recognizing excellence in digital banking transformation across Digital-Only Banks, Neo and Challenger Banks, Digital-First NBFCs, Payments Banks, and digital banking units of traditional financial institutions, as well as the technology providers enabling these transformations.
The era of branch-centric banking has decisively given way to digital-first engagement. In today’s on-demand economy, customers expect seamless, always-on access to financial services, delivered through intuitive digital channels, powered by robust technology, and designed around user experience rather than physical presence. Digital-only and digital-first institutions have emerged as leaders in meeting these expectations, redefining how banking products are built, delivered, and consumed.
Neo and challenger banks, alongside progressive incumbents, continue to reshape the global banking landscape by leveraging modern platforms, data-driven decisioning, and customer-centric design. Their implementations are setting new benchmarks for agility, scalability, inclusion, and operational efficiency.
DBA 2026 seeks to recognize the most innovative, impactful, and scalable digital banking implementations globally, highlighting projects that demonstrate measurable outcomes, strong execution, and meaningful customer impact.
Nominations are now open for organizations and technology partners delivering standout digital banking initiatives across a comprehensive set of award categories:
| A. Impact Achieved | B. Customer Focus | C. Regions | D. Functional Areas |
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With dynamic online platforms, innovative user experience, and faster delivery of offerings, Neobanks and Challenger banks are presenting themselves as more flexible and inclusive alternatives to traditional banks. Traditional banks, too, have recognised this fact and have already begun creating digital-only banking subsidiaries of their own. In recognition of the emergence of these banks and the changing market dynamics of banking, we are pleased to invite you to participate in the third edition of the Annual IBSi Digital Banking Awards.
The IBSi Digital Banking Awards 2026 will identify and honour technology players, Banking as a Service (BaaS) providers, Digital Banks, and NeoChallenger Banks for their excellence in driving impact through banking technology implementations and innovations using emerging technologies.
IBSi Digital Banking Awards Categories
We recognise the most innovative and impactful technology implementation projects at including Digital Only Banks, Neo-Challenger banks, Digital only NBFCs, Digital Payments banks & Digital-First banking units of traditional banks, around the world across the following categories:
| A. Impact Achieved | B. Customer Focus |
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| C. Regions | D. Functional Areas |
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The IBSi Digital Banking Awards recognise innovative and impact-generating projects. On many occasions, there can be multiple projects running in parallel at a particular financial institution. Hence there is no restriction on the same financial institution being nominated for multiple categories.
No, there is no cost attached the participating in the IBSi Digital Banking Awards.
The IBSi Digital Banking Awards’ jury would be evaluating the quality and nature of the submissions made. The panel would make an informed decision on the banks that need to be contacted for necessary validations and/or confirmations. This would be determined, among other factors, based on the supporting documentation provided, information validated in the public domain as well as the existing knowledge base with IBSi. The panel reserves the right to contact the banks quoted in supplier submissions. The IBSi team would keep the supplier informed before formally connecting with the relevant contact person at the bank, as referred in the submission details.
Any entity whether it is a Software Provider, Service Provider, Neobank, Challenger Bank, digital bank and Banking as a Service Provider can send in nominations. The only criterion for submission is that the solution is implemented at any digital-only bank and it should be live before January 2026.
The nomination can be a combination of any of the following:
Software provider and a digital bank
Service provider and a digital bank
BaaS provider and a digital bank
Any digital bank who has done the technology implementation in-house
In the case of Software Suppliers, Service Providers, and BaaS providers submitting the entry, they need to secure prior approval from the bank involved.
The nominations will be adjudged by the jury based on industry-leading criteria. Some of the typical criteria for evaluation are listed below:
IBSi Digital Banking Awards 2026 Evaluation Criteria
Yes, there is no limit to the number of nominations one institution sends in for consideration. However, each nomination must be made as a separate application.
IBS Intelligence reserves the right to use the information to analyse the key trends, developing content, and publish in the form of Journal Articles and/or Case Studies, etc. on various media and IBSi’s reports and tools.