IBS Journal Feature Focus: Alternative Channel & Lending Technology

P2P platforms are shaking up a market previously controlled by the big banks, using technology to bring better, faster finance to consumers and businesses. But are we about to see an end to P2P lending as we know it? The recent controversy surrounding Lending Club has seen commentators label the P2P sector as up to the same old tricks as the incumbents they seek to disrupt.

IBS Journal also takes a look at how challenger banks are increasingly turning to crowdfunding initiatives as they work towards securing banking licences and launching to the public. And we also put the spotlight on branches, which have traditionally been at the centre of the banking universe. But, as customers become increasingly comfortable with online and mobile transactions, are we now headed towards branchless banking?

IBS Journal’s Alternative Channel & Lending Technology Feature Focus includes:

Winners and losers

Hannah Prevett looks at what lies ahead for the P2P lending sector post-Lending Club scandal and examines the arguments for and against P2P platforms being truly disruptive.

How to overcome the challenges of SME lending

Banks and financial institutions have understood the enormous potential of the SME sector. Special programmes are launched to exploit this potential within banks, on government or central bank levels. So why do most banks still struggle with managing SMEs properly?

The wisdom of crowds?

Will crowd funded digital-only challengers threaten traditional retail banks or does the small amount of money raised, customer numbers and launch problems mean they will only ever be low- functionality niche players? Neil Ainger investigates.

A branchless future

Branches have traditionally been at the centre of the banking universe. But, asks Kate O’Flaherty, with the rise and rise of online and mobile, are their days numbered?

Channel innovation: key success factors

Attracting and retaining customers in the digital world is no longer just about service levels and product offering, but also world class experience and innovation across every touch point.


What is the IBS Journal Feature Focus?

Each issue of our flagship monthly IBS Journal includes a Feature Focus, dedicated to a specific area of banking technology. The Feature Foci are part of the IBS Journal subscription.

IBS Journal Feature Foci cover a wide range of subjects pertinent to the financial technology industry worldwide. They include detailed case studies, analysis, interviews and other feature articles.

Each publication features independently researched and compiled material, with no advertorial or contributed articles. All articles are written by IBS, and we believe that this dedication to quality is unique among publications in the banking/financial services technology space.

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